Volkswagen Jetta Insurance Quotes in Las Vegas

A recent study showed that a large majority of consumers have stayed with the same insurance company for over three years, and virtually 40% of consumers have never compared rates to find affordable insurance. With the average car insurance premium being $1,600, Nevada drivers could save almost 35% a year just by shopping around, but they just don’t want to compare rates and save money.

Insurance rates Volkswagen Jetta in Las VegasThe best way to get the cheapest auto insurance rates in Las Vegas is to compare quotes once a year from insurance carriers who can sell car insurance in Nevada. Rate comparisons can be done by following these guidelines.

An essential thing to point out is to make sure you’re comparing the same level of coverage on every quote and and to look at all possible companies. This ensures a level playing field and the most accurate and complete price analysis.

If you are insured now or want to find a cheaper company, you can follow these tips to get lower rates without sacrificing coverage. Locating the most cost-effective car insurance policy in Las Vegas can be made easier if you know where to look. Vehicle owners just have to use the quickest method to compare prices online from multiple companies.

The providers in the list below have been selected to offer quotes in Nevada. To locate cheap auto insurance in Las Vegas, we recommend you visit as many as you can to get a more complete price comparison.

Protect your vehicle and other assets

Even though it’s not necessarily cheap to insure a Volkswagen in Las Vegas, car insurance is required in Nevada but also provides important benefits.

First, the majority of states have mandatory insurance requirements which means it is punishable by state law to not carry a specific minimum amount of liability in order to drive the car. In Nevada these limits are 15/30/10 which means you must have $15,000 of bodily injury coverage per person, $30,000 of bodily injury coverage per accident, and $10,000 of property damage coverage.

Second, if you have a lien on your Volkswagen Jetta, almost every bank will require that you carry insurance to guarantee payment of the loan. If you default on your policy, the bank may insure your Volkswagen at an extremely high rate and require you to reimburse them for it.

Third, car insurance preserves not only your Volkswagen Jetta but also your assets. It also can pay for medical transport and hospital expenses that are the result of an accident. Liability insurance, one of your policy coverages, also pays for attorney fees and expenses if anyone sues you for causing an accident. If mother nature or an accident damages your car, comprehensive (other-than-collision) and collision coverage will pay to repair the damage minus the deductible amount.

The benefits of carrying adequate insurance greatly outweigh the cost, particularly when you have a large claim. But the average driver in Nevada is currently overpaying as much as $830 a year so compare rate quotes once a year at a minimum to ensure rates are inline.

Insurance coverage details

The coverage information shown below covers a range of coverage costs for Volkswagen Jetta models. Being able to understand how insurance rates are established is important to be able to make smart choices when selecting a policy.

Volkswagen Jetta Insurance Rates in Las Vegas, NV
Model Comp Collision Liability Medical UM/UIM Annual Premium Monthly Premium
Jetta S 4-Dr Sedan $126 $260 $348 $20 $104 $858 $72
Jetta S 2.5 Station Wagon $126 $260 $296 $18 $88 $788 $66
Jetta LE 4-Dr Sedan $126 $260 $348 $20 $104 $858 $72
Jetta SE 4-Dr Sedan $142 $306 $348 $20 $104 $920 $77
Jetta SE 2.5 Station Wagon $142 $306 $296 $18 $88 $850 $71
Jetta 2.0T 4-Dr Sedan $142 $306 $348 $20 $104 $920 $77
Jetta SEL 4-Dr Sedan $142 $306 $348 $20 $104 $920 $77
Jetta 2.0T Station Wagon $142 $306 $296 $18 $88 $850 $71
Get Your Own Custom Quote Go

Price data assumes single male driver age 50, no speeding tickets, no at-fault accidents, $1000 deductibles, and Nevada minimum liability limits. Discounts applied include multi-vehicle, multi-policy, safe-driver, claim-free, and homeowner. Prices do not factor in specific location which can change premium rates noticeably.

The chart below shows how choosing a deductible and can influence Volkswagen Jetta insurance costs for different ages of insureds. The data assumes a single female driver, full coverage, and no other discounts are factored in.

Discounts can help to save on Volkswagen Jetta insurance in Las Vegas

Auto insurance companies do not advertise every discount very well, so the below list has both well-publicized and the harder-to-find discounts that may be available.Discount insurance

We need to note that most of the big mark downs will not be given to your bottom line cost. Some only apply to specific coverage prices like comprehensive or collision. So despite the fact that it appears all the discounts add up to a free policy, you won’t be that lucky.

The diagram below shows the comparison of Volkswagen Jetta insurance rates with and without discounts applied to the premium. The prices are based on a female driver, a clean driving record, no claims, Nevada state minimum liability limits, comp and collision included, and $100 deductibles. The first bar for each age group shows premium with no discounts. The second shows the rates with multi-car, safe-driver, marriage, homeowner, claim-free, and multi-policy discounts applied.

Car insurance companies that may have most of these discounts include:

When quoting, ask each insurance company which discounts you qualify for. Some credits may not be offered everywhere. To choose insurance companies that can offer you the previously mentioned discounts in Las Vegas, click this link.

What if I want to buy from local Las Vegas insurance agents?

A lot of people still prefer to talk to an insurance agent and that is a smart decision Most agents can make sure you are properly covered and help file insurance claims. A nice benefit of comparing car insurance online is you can get cheap car insurance quotes and still have an agent to talk to. And buying from neighborhood insurance agencies is definitely important in Las Vegas.

Las Vegas insurance agentsTo find an agent, once you fill out this quick form, the quote information gets sent to local insurance agents in Las Vegas who will give you bids and help you find cheaper coverage. There is no reason to do any legwork due to the fact that quote results will go instantly to you. If for some reason you want to get a rate quote from a specific company, you would need to search and find their rate quote page and give them your coverage information.

If you’re trying to find local Las Vegas agents, there are two types of agencies and how they can service your needs differently. Las Vegas agents can either be exclusive or independent agents depending on their company appointments. Both provide car insurance policies, but it’s a good idea to understand the subtle differences because it can influence which type of agent you select.

Independent Car Insurance Agents

These type of agents are not required to write business for one company and that allows them to write policies with a variety of different insurance companies and find you the best rates. To move your coverage to a new company, your agent can just switch to a different company and you can keep the same agent. When comparing car insurance prices, you will definitely want to get several quotes from a couple of independent agencies to maximize your price options.

The following is a short list of independent agencies in Las Vegas that may be able to give you price quotes.

US Bank Financial Center, 2300 West Sahara Avenue, Suite 800Las Vegas, NV 89102(702) 996-6434View Map

6190 W Charleston BlvdLas Vegas, NV 89146(702) 685-3888View Map

2511 Stewart AveLas Vegas, NV 89101(702) 721-7575View Map

More Las Vegas agents

Exclusive Car Insurance Agents

Agents that choose to be exclusive can usually just insure with one company and some examples include State Farm, Allstate and AAA. They are unable to compare other company’s rates so keep that in mind. They are very knowledgeable on their company’s products which helps offset the inability to provide other markets.

Listed below are Las Vegas exclusive agents willing to provide rate quotes.

3315 W Craig Rd #110North Las Vegas, NV 89032(702) 643-0057View Map

4045 Spencer St #114Las Vegas, NV 89119(702) 735-0926View Map

Tom Ferrier – State Farm Insurance Agent
7528 Westcliff DrLas Vegas, NV 89145(702) 255-7770View Map

More Las Vegas agents

Finding the right car insurance agent should depend on more than just a cheap price. The following questions are important to ask.

How do I know if I need professional advice?

Keep in mind that when it comes to choosing insurance from an agent or online, there is no single plan that fits everyone. You are unique.Higher deductibles save money

For example, these questions may help highlight if you would benefit from professional advice.

If it’s difficult to answer those questions but you think they might apply to your situation, then you may want to think about talking to an agent. To find lower rates from a local agent, fill out this quick form. It is quick, free and can help protect your family.

One last note

Discount Volkswagen Jetta insurance in Las Vegas is attainable from both online companies and from local insurance agents, so you need to shop Las Vegas auto insurance with both to get a complete price analysis. There are still a few companies who do not provide online rate quotes and many times these small insurance companies sell through independent agents.

In this article, we covered a lot of information how to get a better price on Volkswagen Jetta insurance in Las Vegas. The most important thing to understand is the more you quote Las Vegas auto insurance, the better your chances of lowering your car insurance rates. You may even find the biggest savings come from a small mutual company.

Drivers change insurance companies for a number of reasons such as questionable increases in premium, extreme rates for teen drivers, high rates after DUI convictions or delays in responding to claim requests. It doesn’t matter why you want to switch finding a new insurance company is actually quite simple.

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