Finding cheaper auto insurance for a Nissan Sentra relies on a complicated rating formula that uses factors such as miles driven annually, your address, and violations on your driving record. Drivers pay on average $903 annually for Sentra insurance, but that cost is an estimation calculated based on a 50-year-old married female driver with both comprehensive and collision coverage and $100 deductibles.
This brings up the issue that more than likely you're not a 50-year-old female, single instead of married, or maybe you prefer higher deductibles. There is no perfect policy for every driver, so the best method for finding cheap car insurance rates for your Nissan is to compare as many rates as possible. Compare rate quotes now and you will be able to compare rates from top-rated car insurance companies around.
The specific trim level will be a contributing factor to the cost of coverage, so the price you will pay to insure a Sentra 2 trim level will be $168 less expensive the price to insure the higher-end Sentra SE-R SPEC V model, as shown in the chart below.
|Model||Comp||Collision||Liability||Medical||UM/UIM||Annual Premium||Monthly Premium|
|Sentra 2.0 S||$178||$468||$290||$18||$86||$1,040||$87|
|Sentra 2.0 SR||$178||$468||$290||$18||$86||$1,040||$87|
|Sentra 2.0 SL||$204||$468||$290||$18||$86||$1,066||$89|
|Sentra SE-R SPEC V||$204||$540||$290||$18||$86||$1,138||$95|
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Data rating is based on married female driver age 50, no speeding tickets, no at-fault accidents, $100 deductibles, and Nevada minimum liability limits. Discounts applied include safe-driver, multi-vehicle, homeowner, multi-policy, and claim-free. Price information does not factor in specific Las Vegas garaging location which can modify premium rates substantially.
Buying coverage from the highest-rated auto insurance provider can be rather challenging considering how many different companies insure vehicles in Las Vegas. The rank data below can help you select which auto insurers to look at when comparing rate quotes.
The rankings below are only comprised of large, nationwide insurance companies, so companies that have a smaller presence will not be included in the list. To get rate quotes and find the cheapest rates for a Nissan Sentra, simply click here.
|Company||Value||Customer Service||Claims||Customer Satisfaction||A.M Best Rating||Overall Score|
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Data Source: Insure.com Best Car Insurance Companies
Drive safe and save
The easiest way to snag good insurance prices for a Sentra is to drive safely and avoid accidents and violations. The diagram below illustrates how traffic citations and at-fault claims can impact insurance costs for each age group. The premium estimates are based on a single male driver, comprehensive and collision coverage, $1,000 deductibles, and no policy discounts are applied.
The chart shows that the average cost of car insurance in Nevada per year with no accidents or violations is $1,616. Add in one speeding ticket and the average cost hikes up to $1,823, an increase of $207 each year. Now add in one accident along with the one speeding ticket and the yearly cost of insurance for a Nissan Sentra increases to an average of $2,404. That's an increase of $788, or $66 per month, just for a couple of infractions!
The illustration below demonstrates how deductibles can change yearly insurance costs when getting quotes for cheap insurance for a Nissan Sentra. Data assumes a single female driver, full coverage, and no additional discounts are factored in.
As shown above, a 30-year-old driver could lower their car insurance rates by $380 a year by changing their physical damage coverage from a $100 deductible up to a $500 deductible, or save $568 by choosing a $1,000 deductible. Younger drivers, such as the 20-year-old chart data, can cut $848 every year by using higher deductibles when buying full coverage. If you do raise deductibles, it is necessary to have plenty of discretionary funds to cover the extra out-of-pocket expense, which is the primary disadvantage of high deductibles.
How to find low-cost car insurance for a Nissan Sentra
Lowering your rates is not difficult, and here are some of the recommended money-saving solutions that can help drivers find lower-cost coverage.
- Safe vehicles cost less to insure
- Improve your credit
- Avoid speeding and other traffic citations and pay less
- Increase your comprehensive and collision deductibles
- Avoid accidents
- Compare rates and switch if you can find a better deal
That last idea is highly crucial, as we discussed in this article. Prices charged by auto insurers in Las Vegas can change considerably in a year, so you should be ready to buy from a different company if a lower-cost policy is available.
Brand loyalty is great, but we do not recommend it if that inflexibility results in costing you a lot of money. Now is a great time to shop around and find cheaper insurance for a Nissan Sentra.
If you like to get some professional advice when shopping for the best coverage for a Nissan Sentra, the agents below can help you make a decision which car insurance policy is best. To locate a Las Vegas insurance agent closest to you, click the button following the list.
Alliance Insurance Agency
1955 E Tropicana Ave h - Las Vegas, NV 89119 - (702) 518-6727
State Farm: Gregory A Moore
4312 W Charleston Blvd - Las Vegas, NV 89102 - (702) 870-9298
Universal Insurance Agency
348 N Nellis Blvd - Las Vegas, NV 89110 - (702) 838-5141
State Farm Insurance: Nancy Kim
2213 Paradise Rd - Las Vegas, NV 89104 - (702) 685-4888