Do you need a fast way to compare lower-priced auto insurance rates in Las Vegas, NV? Las Vegas shoppers have options when shopping for the best price on Cadillac SRX insurance. They can either spend hours contacting agents trying to get quotes or leverage the internet to find the lowest rates.
There is a better way to compare auto insurance rates and we’ll show you the quickest way to get price quotes for your Cadillac and get the lowest price from Las Vegas insurance agents and online providers.
It’s smart to price shop coverage on a regular basis due to the fact that insurance prices fluctuate regularly. Even if you got the lowest rates on Cadillac SRX insurance in Las Vegas at your last renewal there may be better deals available now. Forget anything you know (or think you know) about auto insurance because we’re going to show you how to use online quotes to find better rates and still maintain coverage.
This information will tell you how car insurance works and also save some money in the process If you have auto insurance now, you should be able to find the best rates using the tips covered below. Vehicle owners only need to know the quickest method to quote multiple rates online.
Getting a more affordable price on Cadillac SRX insurance can be surprisingly simple. Consumers just need to take a couple of minutes getting comparison quotes from online providers.
The companies shown below provide price comparisons in Nevada. If multiple companies are listed, it’s highly recommended you visit two to three different companies to get the best price comparison.
Cadillac SRX insurance rate analysis
The data table shown next highlights detailed analysis of insurance prices for Cadillac SRX models. Understanding how rate quotes are calculated is important for drivers to make decisions when choosing a new policy provider.
| Model | Comp | Collision | Liability | Medical | UM/UIM | Annual Premium | Monthly Premium |
|---|---|---|---|---|---|---|---|
| SRX 2WD | $210 | $430 | $400 | $24 | $120 | $1,184 | $99 |
| SRX Luxury 2WD | $210 | $496 | $400 | $24 | $120 | $1,250 | $104 |
| SRX Luxury AWD | $210 | $496 | $400 | $24 | $120 | $1,250 | $104 |
| SRX Performance 2WD | $234 | $496 | $400 | $24 | $120 | $1,274 | $106 |
| SRX Performance AWD | $234 | $496 | $400 | $24 | $120 | $1,274 | $106 |
| SRX Premium 2WD | $234 | $496 | $400 | $24 | $120 | $1,274 | $106 |
| SRX Premium AWD | $234 | $496 | $400 | $24 | $120 | $1,274 | $106 |
| Get Your Own Custom Quote Go | |||||||
Data assumes single female driver age 40, no speeding tickets, no at-fault accidents, $500 deductibles, and Nevada minimum liability limits. Discounts applied include safe-driver, homeowner, multi-vehicle, multi-policy, and claim-free. Prices do not factor in specific garaging location which can decrease or increase price quotes substantially.
Raise deductibles and save
When shopping for car insurance, a common question is at what level do you set your deductibles. The rates below can help illustrate the premium difference of buying low and high physical damage deductibles. The first price estimate table uses a $100 deductible for comprehensive and collision coverage and the second set of rates uses a $1,000 deductible.
| Model | Comp | Collision | Liability | Medical | UM/UIM | Annual Premium | Monthly Premium |
|---|---|---|---|---|---|---|---|
| SRX 2WD | $300 | $564 | $308 | $18 | $92 | $1,307 | $109 |
| SRX Luxury 2WD | $300 | $650 | $308 | $18 | $92 | $1,393 | $116 |
| SRX Luxury AWD | $300 | $650 | $308 | $18 | $92 | $1,393 | $116 |
| SRX Performance 2WD | $334 | $650 | $308 | $18 | $92 | $1,427 | $119 |
| SRX Performance AWD | $334 | $650 | $308 | $18 | $92 | $1,427 | $119 |
| SRX Premium 2WD | $334 | $650 | $308 | $18 | $92 | $1,427 | $119 |
| SRX Premium AWD | $334 | $650 | $308 | $18 | $92 | $1,427 | $119 |
| Get Your Own Custom Quote Go | |||||||
| Model | Comp | Collision | Liability | Medical | UM/UIM | Annual Premium | Monthly Premium |
|---|---|---|---|---|---|---|---|
| SRX 2WD | $166 | $298 | $308 | $18 | $92 | $882 | $74 |
| SRX Luxury 2WD | $166 | $342 | $308 | $18 | $92 | $926 | $77 |
| SRX Luxury AWD | $166 | $342 | $308 | $18 | $92 | $926 | $77 |
| SRX Performance 2WD | $184 | $342 | $308 | $18 | $92 | $944 | $79 |
| SRX Performance AWD | $184 | $342 | $308 | $18 | $92 | $944 | $79 |
| SRX Premium 2WD | $184 | $342 | $308 | $18 | $92 | $944 | $79 |
| SRX Premium AWD | $184 | $342 | $308 | $18 | $92 | $944 | $79 |
| Get Your Own Custom Quote Go | |||||||
Table data assumes married male driver age 30, no speeding tickets, no at-fault accidents, and Nevada minimum liability limits. Discounts applied include safe-driver, multi-vehicle, multi-policy, homeowner, and claim-free. Prices do not factor in specific location information which can change coverage prices substantially.
Based on this data, we can arrive at the conclusion that using a $100 deductible will cost you about $39 more each month or $468 every year across all Cadillac SRX models than selecting the higher $1,000 deductible. Because you would be required to pay $900 more out-of-pocket with a $1,000 deductible as compared to a $100 deductible, if you usually have at least 23 months between claim filings, you would most likely save money if you elect the higher deductible. The numbers below show how this decision is made.
| Average monthly premium for $100 deductibles: | $117 |
| Average monthly premium for $1,000 deductibles (subtract): | – $78 |
| Monthly savings from raising deductible: | $39 |
| Difference between deductibles ($1,000 – $100): | $900 |
| Divide difference by monthly savings: | $900 / $39 |
| Number of months required between physical damage coverage claims in order to save money by choosing the higher deductible | 23 months |
How to know if you need help
When choosing insurance from an agent or online for your personal vehicles, there really isn’t a best way to insure your cars. Coverage needs to be tailored to your specific needs.
These are some specific questions might point out whether your personal situation might need professional guidance.
- If my Cadillac SRX is totaled, can I afford another vehicle?
- I don’t drive much so do I pay less?
- Does coverage extend to my business vehicle?
- Does my policy cover me when driving someone else’s vehicle?
- Does my Cadillac SRX need full coverage?
- What policy terms are available?
- Am I covered while delivering pizza?
- Why are teen drivers so expensive to add on to my policy?
- Does my insurance cover a custom paint job?
If you don’t know the answers to these questions but one or more may apply to you then you might want to talk to an insurance agent. To find an agent in your area, fill out this quick form. It is quick, free and may give you better protection.
Do I need an insurance agency?
Many people still like to get professional advice from a licensed agent and often times that is recommended Good agents will help you protect your assets and help submit paperwork. One of the benefits of comparing insurance prices online is the fact that you can find cheaper premium rates and still have an agent to talk to. And buying from neighborhood insurance agencies is still important in Las Vegas.
To make it easy to find an agent, after completing this simple form, your coverage information is sent to insurance agents in Las Vegas that give free quotes for your coverage. It makes it easy because there is no need to leave your computer because prices are sent to you. If you have a need to compare prices from one company in particular, you just need to find their quoting web page and fill out their quote form.
If you’re trying to find a reputable agency, you should know the different types of agencies and how they are distinctly different. Agents are categorized either exclusive or independent (non-exclusive). Either one can do a good job, but it is important to understand the difference between them since it can impact buying decisions.
Independent Insurance Agents
Independent agents can quote rates with many companies so they can quote policies with a variety of different insurance companies and get you the best rates possible. If you are not satisfied with one company, an independent agent can move your coverage and you don’t have to find a new agent.
When comparison shopping, we highly recommend that you get quotes from a few independent agents for maximum quote selection. Most also write with additional companies that you may not be familiar with which may provide better rates.
Shown below is a small list of independent agents in Las Vegas that may be able to provide free insurance quotes.
- Safeguard Insurance LLC
5225 S Durango Dr – Las Vegas, NV 89113 – (702) 638-0022 – View Map - Alliance Insurance Agency
1955 E Tropicana Ave h – Las Vegas, NV 89119 – (702) 518-6727 – View Map - Bleecher Insurance
3085 S Jones Blvd – Las Vegas, NV 89146 – (702) 477-7776 – View Map
Exclusive Agencies
Exclusive agents write business for a single company like American Family, State Farm, and AAA. These agents are not able to compare other company’s rates so you need to shop around if the rates are high. They are very knowledgeable on their company’s products which helps them sell on service rather than price. Consumers often purchase coverage from exclusives partially due to the prominent brand name rather than having the cheapest rates.
Below is a list of exclusive insurance agents in Las Vegas that are able to give rate quotes.
- Jody Evans – State Farm Insurance Agent
8450 W Sahara Ave #111 – Las Vegas, NV 89117 – (702) 251-9760 – View Map - Juan Diaz – State Farm Insurance Agent
1718 S Eastern Ave – Las Vegas, NV 89104 – (702) 489-4242 – View Map - Tom Ferrier – State Farm Insurance Agent
7528 Westcliff Dr – Las Vegas, NV 89145 – (702) 255-7770 – View Map
Finding a good auto insurance agent should depend on more than just the quoted price. Here are some questions to ask:
- Will they take your side in the event of a claim?
- If your car is in the repair shop, do you have coverage for a rental car?
- How many years have they been established?
- Are there any extra charges for paying monthly?
- Is the agency active in community causes in Las Vegas?
- Will your rates increase after a single accident?
- Where would glass claims be handled in Las Vegas?